Musharakah & Mudarabah TrainingIn the modern economic system, Islamic banks are mostly using the debt-creating modes of trade and leasing for their financing activities, while the main basis for mobilising deposits from the public are the partnership modes of Musharakah and Mudarabah. Both modes belong to profit-and-loss sharing or the risk-sharing techniques involved in partnerships. If the financier wants to finance the whole project, the form of Mudarabah can come into operation. If investment comes from both sides, the form of Musharakah can be adopted.
You and Your MoneyAn important aspect of personal finance is the way in which individuals and households manage their debt, how much it costs and the different types of credit they can or cannot access. This course, You and your money, explores these issues, with respect to the wider, changing, social and economic context.
Speeches and speech-makingThis free course, Speeches and speech-making, explores an aspect of language use where 'voices' and 'texts' converge: the art of speech-making.
Developing high trust work relationshipsLearn about trust in the organisational context. This free course, Developing high trust work relationships, introduces the concept of trust, what it means to you and how it may affect your organisation.
Covid19 AwarenessTo prevent the spread of COVID-19, the specific strain of coronavirus disease that emerged in late 2019, it’s imperative to share the facts about the virus. There’s a lot of misinformation about COVID-19, and if people don’t know the truth about its symptoms and how it spreads, they could engage in behaviors that put portions of the population at risk.
Understanding SukukThe most commonly used sukuk structure is that of sukuk al-ijara. The popularity of this structure can be attributed to a number of different factors; some commentators have described it as the classical sukuk structure from which all other Sukuk structures have developed, whilst others highlight its simplicity and its favor with Shari’a scholars as the key contributing factors. In the Islamic finance industry, the term “ijara” is broadly understood to mean the ‘transfer of the usufruct of an asset to another person in exchange for a rent claimed from him’ or, more literally, a “lease”.